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Find the Best Bank EMI Rates SSL COMMERZ

EMI এর পূর্ণ অর্থ হলো 'Equated Monthly Instalment', অর্থাৎ এটি বিভিন্ন পণ্য কেনার সুবিধা যার অর্থ মাসিক কিস্তিতে প্রদান করা যায়। মূলত, এটি ব্যাংক বা অন্যান্য প্রতিষ্ঠানের মধ্যে একটি চুক্তির মতো কাজ করে, যেখানে আপনি কোন পণ্যের সর্বমোট মূল্য একবারে পরিশোধ করা না করে তার মূল্য মাসিক কিস্তিতে ব্যাংকের মাধ্যমে পরিশোধ করতে পারেন। আপনি নিজেই এই পণ্যের মূল্য কত মাসে সমান কিস্তিতে পরিশোধ করতে চান, তা নির্ধারণ করতে পারেন এই EMI পলিসির মাধ্যমে।

  • EMI এর জন্য অবশ্যই ক্রেডিট কার্ড থাকতে হবে, ক্রেডিট কার্ড ছাড়া EMI হবে না।
  • EMI করতে প্রোডাক্টের মূল্য অবশ্যই 5000 টাকার উপরে হতে হবে।
  • SSLCOMMERZ এর মাধ্যমে অনলাইনে EMI করা হয়, এজন্য অবশ্যই আপনার ক্রেডিট কার্ডের অনলাইন ই-কমার্স পেমেন্ট অপশন চালু থাকতে হবে। ব্যাংকের কল সেন্টারে কল করে বললেই অনলাইন ই-কমার্স পেমেন্ট অপশন চালু করে দিবে।

EMI সংক্রান্ত যেকোনো ধরনের বিভ্রান্তি/অভিযোগ/পরামর্শের জন্য আপনি যোগাযোগ করতে পারেন: 09613825401

Name of Banks  Minimum Trans.Percentage
 3 Months  6 Months  9 Months  12 Months  18 Months  24 Months  30 Months  36 Months 
AB Bank50005.65%7.27%9.514%11.85%N/AN/AN/AN/A
Al-Arafah Islami Bank PLC50005.65%7.27%9.514%11.85%N/AN/AN/AN/A
BRAC Bank PLC (BBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
Bank Asia PLC (BAPLC)50005.65%7.27%9.514%11.85%N/AN/AN/AN/A
City Bank PLC (CBPLC)50006.72%8.34%10.58%12.92%16.62%21.97%23.39%27.85%
Community Bank Bangladesh PLC (CBBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
Dhaka Bank PLC (DBPLC)50005.65%7.27%9.514%11.85%N/AN/AN/AN/A
Dutch Bangla Bank PLC (DBBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
Eastern Bank PLC (EBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
Exim Bank PLC50005.65%7.27%9.514%11.85%N/AN/AN/AN/A
Islami Bank Bangladesh PLC50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
Jamuna Bank PLC (JBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
LankaBangla Finance ( LBF)50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
Meghana Bank PLC (MBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
Mercantile Bank PLC (MBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
Midland Bank PLC (MDPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
Modhumoti Bank PLC50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
Mutual Trust bank PLC (MTB)50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
NRB Bank PLC50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
National Credit & Commerce Bank PLC (NCC)50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
NRBC Bank PLC50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
One Bank LTD.50005.65%7.27%9.514%11.85%N/AN/AN/AN/A
Premier Bank PLC50005.65%7.27%9.514%11.85%N/AN/AN/AN/A
Prime Bank PLC50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
Pubali Bank PLC50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
Shahjalal Islami Bank PLC (SIBPLC)50005.65%7.27%9.514%11.85%N/AN/AN/AN/A
Standard Chartered Bank (SCB)50006.19%8.38%11.26%14.29%18.17%23.77%N/A31.59%
Standard Bank PLC (SBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
South Bangla Agriculture Bank (SBAC)50005.65%7.27%9.514%11.85%15.55%20.90%N/AN/A
Southeast Bank PLC (SEBPLC)50005.65%7.27%9.514%11.85%15.55%20.90%22.32%26.78%
Trust Bank PLC50005.65%7.27%9.514%11.85%15.55%20.90%N/A26.78%
United Commercial Bank (UCBPLC)50005.65%7.27%9.514%11.85%N/A20.90%N/AN/A
বাংলাদেশের ব্যাংকগুলোর কার্ড সাপোর্ট তালিকা (Credit Card)
SLBank NameVISAMasterCardAMEXStatus
1Standard Chartered Bank (SCB)-Live
2City Bank Limited (CBL)-Live
3BRAC Bank Limited (BBL)-Live
4Shahjalal Islami Bank Limited (SIBL)-Live
5Dutch Bangla Bank Limited (DBBL)-Live
6Southeast Bank Limited (SEBL)-Live
7Standard Bank Limited (SBL)-Live
8Mutual Trust Bank Limited (MTB)-Live
9Eastern Bank Limited (EBL)-Live
10LankaBangla Finance (LBF)-Live
11United Commercial Bank (UCBL)-Live
12Premier Bank Limited-Live
13Dhaka Bank Limited (DBL)--Live
14Meghana Bank Limited (MBL)--Live
15Jamuna Bank Limited (JBL)--Live
16National Credit & Commerce Bank Limited (NCC)--Live
17NRB Bank Limited--Live
18NRBC Bank Limited--Live
19South Bangla Agriculture Bank (SBAC)--Live
20Midland Bank Limited (MDL)--Live
21Exim Bank Limited--Live
22Prime Bank Limited--Live
23Community Bank Bangladesh Limited--Live
24Trust Bank Limited--Live
25One Bank LTD.--Live
26Mercantile Bank Limited (MBL)--Live
27Bank Asia Limited (BAL)--Live
28Pubali Bank Limited--Live
29Islami Bank Bangladesh PLC--Live
30Modhumoti Bank PLC--Live
31Al-Arafah Islami Bank Limited--Live
32AB Bank--Live

Buy Electronics and Home Appliances on EMI in Bangladesh

Looking for the best way to buy electronics and home appliances without paying the full amount upfront? Welcome to ula.com.bd, your trusted destination for purchasing premium gadgets and essential appliances with easy EMI in Bangladesh. Whether you’re shopping for high-quality audio accessories, smart lighting, office equipment, or powerful home appliances, our EMI service ensures that you get what you need without financial stress.

Our monthly installment plans are designed to offer flexibility, affordability, and transparency. With 0% interest EMI options available on selected products, and support from leading banks in Bangladesh, ula.com.bd makes buying electronics more accessible than ever. Enjoy the freedom to upgrade your lifestyle without compromising your monthly budget.

Why Buy on EMI from ula.com.bd?

At ula.com.bd, we understand that purchasing electronics or appliances is often a big decision. That’s why we offer EMI facilities that are fast, secure, and transparent. Here’s why thousands of customers in Bangladesh choose us for their EMI needs:

  • Flexible Payment Plans: Choose from 3, 6, 9, or 12-month installment options.
  • Zero Hidden Charges: Our EMI process is 100% transparent—no extra or hidden fees.
  • 0% Interest Options: Many of our top-rated products are available on 0% interest EMI.
  • Nationwide Delivery: Order from anywhere in Bangladesh and enjoy EMI options at your doorstep.
  • Trusted Brands: Shop from reliable brands like Walton, Philips, LG, Samsung, and more.
  • Easy Approval Process: Get your EMI approved quickly with minimal documentation.

Top Categories Available on EMI

1. Buy Home Appliances on EMI in Bangladesh

Upgrade your home with essential appliances like air conditioners, refrigerators, washing machines, and microwave ovens. Our EMI plans allow you to split the cost over several months while enjoying modern technology in your everyday life. With leading brands and energy-efficient models, comfort and savings go hand in hand.

2. Buy Sound & Audio Devices on EMI

Enhance your entertainment experience with premium Bluetooth speakers, headphones, soundbars, and home theatre systems. Choose from globally recognized brands and enjoy crystal-clear audio on flexible payment plans. Perfect for music lovers, gamers, or those working from home.

3. Buy Smart Gadgets & Wearables on EMI

Step into the future with smartwatches, fitness trackers, and wearable devices. EMI options let you stay fit and connected with the latest tech without large upfront payments.

4. Buy Lighting and Electrical Accessories on EMI

Discover smart LED lights, emergency lamps, and other smart lighting solutions that transform your home or office. Energy-saving and durable, these products are now more accessible with our EMI plans.

5. Buy Office Equipment on EMI in Bangladesh

Working from home or running a small business? Get routers, webcams, projectors, and extension sockets with affordable EMI options. Boost your productivity with the best office tools at low monthly costs.

6. Buy Gaming & Tech Accessories on EMI

Gamers rejoice! Buy gaming chairs, controllers, headsets, and more on EMI. Enjoy an immersive gaming experience without stretching your wallet.

How to Buy Electronics on EMI from ula.com.bd

Purchasing electronics or appliances on EMI has never been easier. Follow these simple steps to get started:

  • Visit ula.com.bd and select the product you want to purchase.
  • At checkout, choose the EMI payment option.
  • Submit required documents: NID card, phone number, and bank account with an active debit or credit card.
  • Select your preferred EMI tenure (3, 6, 9, or 12 months).
  • Complete the transaction and wait for confirmation.
  • Receive your product at home with EMI activated!

Supported Banks for EMI in Bangladesh

ula.com.bd has partnered with top banks in Bangladesh to provide secure EMI services. Our banking partners include:

  • BRAC Bank
  • City Bank (American Express & VISA)
  • Eastern Bank Limited (EBL)
  • Standard Chartered Bank
  • Prime Bank
  • UCBL

If your bank card is eligible, you can instantly convert your payment into monthly installments without additional charges on selected plans.

Frequently Asked Questions (FAQs) - EMI at ula.com.bd

  • 1. What is EMI and how does it work? - EMI stands for Equated Monthly Installment. It allows you to divide your total purchase amount into small, manageable payments over a set period.
  • 2. Is EMI available for all products? - EMI is available for most new electronics and appliances priced above BDT 5,000.
  • 3. Do I need a credit card for EMI? - Yes, an active credit or eligible debit card from a partner bank is usually required.
  • 5. Can I repay EMI early? - Yes, early repayment is allowed based on your bank’s policy.
  • 6. Does ula.com.bd offer EMI nationwide? - Yes, EMI purchases are available across Bangladesh including Dhaka, Chattogram, Sylhet, Rajshahi, and Khulna.
  • 7. Can I cancel or return EMI orders? - Returns are subject to our return policy. EMI orders follow standard product return terms.

Why Choose ula.com.bd for EMI in Bangladesh?

ula.com.bd is not just another online electronics shop—we are a user-focused platform committed to making smart living affordable. From seamless checkout to EMI support, we make every step simple. With reliable after-sales support, fast delivery, and genuine products, you can shop confidently and conveniently from anywhere in Bangladesh.

Start your EMI journey today with ula.com.bd and experience a better way to shop for electronics and appliances online!